US: investing in crypto and paying with it are different
In the 12 months before the 2025 survey, 9% of adults used crypto as an investment, 2% paid with it and 1% sent it to friends or family.
Source: Federal Reserve: SHED, US adults 18+Open on the chart →
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Shares of all adults reporting use in the preceding 12 months. People could select several answers.
Bars share a percentage-of-adults scale.
- Investment % of adults
2025: 9%
- Payments % of adults
2025: 2%
- Friends/family % of adults
2025: 1%
Federal Reserve SHED table 33, all US adults aged 18+. Use during the preceding 12 months, not ownership at the survey date. Online survey; responses overlap and must not be summed. Not an all-age estimate. Year is the survey year, not publication year.
Categories overlap; their sum does not give total users.
A question for this picture
Did payment use change alongside investment use?